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About Us

Saigon – Hanoi Commercial Joint Stock Bank (SHB) was established on November 13, 1993 and officially listed on the Vietnam stock market in 2009. After nearly 30 years of establishment and development with the criteria of sustainable, safe and effective operation, SHB has achieved many achievements, situated a strong mark and position in the Vietnamese financial market and reached out to the world market, contributing to the strong development of the country’s economy.

SHB currently has more than 9,500 employees, more than 530 domestic and foreign transaction points, serving more than 5 million individual and corporate customers and connecting to 500 correspondent banks across continents.

Accordingly, as of December 31, 2022, SHB's total assets amounted to more than VND 551 trillion, equity capital in accordance with Basel II standards reached VND 62,577 billion, total deposits reached more than VND 407 trillion, outstanding loans to customers reached more than 385 trillion VND. Total net income from business activities of SHB in 2022 reached more than 19,350 billion dong. SHB's pre-tax profit in 2022 reached more than VND 9,658 billion, up 54% over the same period. SHB's capital adequacy and risk management indicators are all at a better level than required by the State Bank (SBV) and international standard practices.

During the journey of nearly 30 years of development, SHB has always carried in itself the mentality and mission of one of the top commercial banks, demonstrating the ‘Aspiration to lead’ with the principle of ‘Serving from the Heart’. SHB takes Heart as the core and motto of all activities, creating different values ​​in the market. Always mindfully serving the Nation, the Community and Customers with its heart, SHB firmly believes in ‘Give First – Get Later’.

With the "Customer-centric" philosophy, SHB is constantly reforming, innovating its business model, focusing on digital transformation, and rapidly improving its processes and procedures to bring to customers with products and services of the best quality, while maximizing customer benefits. At the same time, SHB continues to develop a value chain customers, bringing high efficiency in line with the potential of regions and localities, focusing on developing new customers, target customer segments, traditional customer files, multi-industry customers, and exploiting customer ecosystem...

SHB currently ranks among the Top 5 largest joint stock commercial banks of Vietnam, Top 10 most prestigious joint stock commercial banks in Vietnam, Top 50 best enterprises in Vietnam, Top 100 banks in ASEAN region, Top 500 banks Asia-Pacific region and Top 1,000 Global Banks and  is one among the 10 most influential credit institutions in Vietnam’s banking system… The Bank is also awarded Second Class Labour Medal (twice), Third Class Labour Medal and many emulation flags, certificates and merits by the Government, Ministries, Associations, Unions and other noble awards.

Not only stopping at the current successes, in the future SHB will continue its creative journey and relentless efforts, towards the goal of becoming the No. 1 bank in terms of efficiency and technologies by 2027. SHB applies leading modern technologies and becomes the most favorite digital bank among Vietnam’s commercial banks. In its vision to 2035, SHB will become a leading modern retail bank in the region.




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